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OBBBA Overtime Rules: What Employers Need to Know [2026]

Written by FrankCrum Staffing | Feb 2, 2026 2:45:00 PM

Overtime has always been one of the most heavily regulated and closely scrutinized areas of employment compliance. Even when the rules themselves don't change, new federal laws, tax updates, and reporting requirements can create confusion and risk for employers.

The passage of the One Big Beautiful Bill Act (OBBBA) has done exactly that.

While the Act did not change federal overtime eligibility rules or pay requirements, it did introduce new tax deductions for employees, expanded reporting expectations for employers, and added complexity to payroll and workforce planning decisions.

If your business relies on hourly labor, overtime coverage, or fluctuating staffing levels, this is something worth paying attention to.

Here, we break down what the OBBBA means for employers, what did not change, where compliance risks still exist, and how workforce planning plays a role in managing overtime exposure.

 

Why Overtime Compliance Is Getting More Attention Right Now

Many employers are hearing more about overtime than usual, even though the underlying labor laws remain the same, and that’s not an accident.

Much of the increased attention stems from a broader focus on how employers track, report, and document employee pay. With this, federal agencies are placing increased emphasis on wage-and-hour accuracy, payroll documentation, and tax reporting transparency.

When new tax provisions intersect with existing wage laws, employers often face greater scrutiny—not less.

Midyear changes, temporary deductions, and pending federal guidance also create gray areas that can lead to mistakes if employers are not proactive.

In short, overtime is not changing, but how it is tracked, reported, and reviewed now requires even more careful attention.

 

What Is the One Big Beautiful Bill Act (OBBBA)?

The One Big Beautiful Bill Act is a federal law that introduced a range of tax-related changes affecting workers and employers beginning in 2025. Several provisions are temporary and currently scheduled to expire after 2028.

Key areas that may affect employers include:

  • Tax deductions related to overtime and tipped wages (for employees)
  • Expanded W-2 reporting requirements
  • Payroll estimation allowances for 2025
  • Adjustments to benefits such as HSAs, dependent care assistance, and educational assistance
  • Changes to information reporting thresholds for independent contractors

Though many headlines focus on employee tax relief, employers are still responsible for implementing and documenting these changes correctly. And while not all of these provisions apply to every business, employers should understand how they affect payroll, reporting, and workforce administration.

 

Did the OBBBA Change Federal Overtime Rules?

No.

The OBBBA did not alter the core overtime rules that employers must follow, as federal overtime requirements are still governed by the Fair Labor Standards Act (FLSA).

Employers must continue to properly classify employees as exempt or nonexempt, accurately track hours worked, and pay nonexempt employees time-and-a-half for hours worked over 40 in a workweek.

The OBBBA does not:

  • Expand overtime eligibility
  • Reduce overtime pay obligations
  • Create exemptions from overtime requirements

So, if an employee was entitled to overtime before the OBBBA, they are still entitled to it now.

 

Understanding Exempt vs. Non-Exempt Employees Under Federal Overtime Law

Overtime requirements apply differently depending on whether an employee is classified as exempt or non-exempt under the FLSA.

 

What Is a Non-Exempt Employee?

Non-exempt employees are entitled to overtime pay when they work more than 40 hours in a workweek.

In most cases, non-exempt employees:

  • Are paid hourly (though some salaried employees may also be non-exempt)
  • Perform operational, production, or support work
  • Have their hours closely tracked

Common non-exempt roles include:

  • Administrative support and call center staff
  • Warehouse, logistics, and manufacturing employees
  • Customer service representatives
  • Retail and hospitality workers
  • Healthcare support roles

These employees must receive overtime pay at time-and-a-half for qualifying hours, regardless of any tax deductions that may apply at the individual level.

 

What Is an Exempt Employee?

Exempt employees are not entitled to overtime pay if they meet specific federal criteria.

To be classified as exempt, employees generally must:

  • Be paid on a salary basis
  • Earn at least the minimum salary threshold set by federal law ($684 per week or $35,568 annually)
  • Perform job duties that meet one of the recognized exemption categories

Common exempt categories include:

  • Executive employees (such as managers with hiring and supervisory authority)
  • Administrative employees performing high-level business functions
  • Professional employees in learned or creative fields
  • Certain computer-related roles
  • Outside sales employees

Job titles alone do not determine exemption statusactual job duties matter most.

 

Why Classification Still Remains Critical for Employers

Misclassification is one of the most common overtime compliance issues employers face.

Incorrectly classifying an employee as exempt can lead to:

  • Unpaid overtime claims
  • Back wages and penalties
  • Increased scrutiny during audits
  • Reputational risk

The OBBBA did not reduce enforcement expectations. If anything, expanded reporting requirements make accurate classification even more important.

 

A Reminder for Employers

Exemption statuses should be reviewed periodically, taking into account how an employee’s role might change or if business needs shift.

Overtime compliance starts with proper classification, accurate time tracking, and consistent payroll practices.

 

What Did Change for Employers Regarding Overtime?

Although overtime pay rules remain the same, the OBBBA introduced new tax and reporting considerations that directly affect employers.

 

Overtime Pay Is Still Taxable at the Employer Level

Under the OBBBA:

  • Overtime wages are still considered taxable income
  • Employers must continue withholding:
    • Federal income tax
    • Social Security and Medicare (FICA)
    • Federal unemployment (FUTA) taxes

Any tax deductions related to overtime apply only on the employee’s individual income tax return, not during payroll processing.

So from an employer perspective, payroll obligations remain unchanged.

 

Expanded W-2 Reporting Requirements

One of the most important employer-facing changes involves reporting.

Employers must now:

  • Report overtime compensation on employees’ Forms W-2
  • Ensure overtime amounts are properly documented

Because the One Big Beautiful Bill Act was enacted midyear, 2025 was treated as a transition year for employer reporting.

For the 2025 tax year, employers were permitted to estimate the amount of overtime compensation reported on employees’ Forms W-2 using a reasonable method, as formal guidance was still being developed.

Beginning with the 2026 tax year, employers should expect to report more precise overtime compensation amounts on Forms W-2 as payroll systems and reporting processes normalize under the updated requirements.

This shift places more importance on accurate timekeeping, payroll coordination, and documentation to support year-end reporting.

 

Why Overtime Compliance Still Creates Risk for Employers

Even without changes to overtime eligibility, overtime remains one of the most common sources of compliance violations.

Employers face risk from:

  • Misclassifying employees as exempt
  • Inaccurate time tracking
  • Inconsistent overtime approvals
  • Payroll reporting errors
  • Incomplete or unclear records

Expanded reporting requirements increase exposure if documentation does not align across systems.

Mistakes in overtime compliance can lead to issues such as wage disputes, audits or investigations, backpay obligations, and penalties and interest.

Compliance is not just about paying overtime; it’s also proving that it was handled correctly.

 

How Overtime Impacts Payroll and Administrative Operations

Overtime does not exist in a vacuum. It touches multiple areas of an employer’s operations:

 

Time Tracking and Scheduling

Accurate overtime pay depends on:

  • Reliable timekeeping systems
  • Manager oversight
  • Clear scheduling practices

Together, these operational touchpoints make overtime compliance as much an administrative challenge as a pay requirement. Especially in environments with fluctuating demand or last-minute coverage needs, errors become more likely.

 

Payroll Processing and Year-End Reporting

Overtime affects many aspects of payroll processes, including calculations, tax withholding, and W-2 preparation.

Expanded reporting means payroll teams must ensure overtime data is consistent across everything. From timekeeping systems and payroll platforms to the all-important tax filings.

 

Record Retention and Documentation

Employers must retain time records, payroll records, and supporting documentation

As reporting requirements grow, so does the importance of organized, defensible records.

 

Which Employers Are Most Affected by Overtime Pressures?

While overtime rules apply broadly, certain employers feel the impact more than others.

These include businesses with:

  • Hourly or tipped employees
  • Shift-based operations
  • Seasonal or cyclical demand
  • High turnover roles
  • Tight labor markets

Industries commonly affected include:

  • Manufacturing and light industrial
  • Warehousing and logistics
  • Call centers and administrative support
  • Healthcare support roles
  • Hospitality and service environments

For these employers, overtime is often used to maintain coverage when hiring lags behind demand.

 

Why Overtime Still Creates Cost Pressure

Even when employees may receive tax benefits, overtime remains expensive for employers.

Costs include:

  • Premium pay rates
  • Increased payroll taxes
  • Higher workers’ compensation exposure
  • Fatigue-related errors or injuries
  • Employee burnout and turnover

Relying on overtime as a long-term staffing strategy can compound costs over time.

 

What Employers Can Do Now to Stay Compliant

While you don’t need to overhaul your operations, proactive steps can reduce risk.

Consider reviewing overtime usage trends, auditing employee classifications, ensuring managers understand overtime approval rules, evaluating timekeeping accuracy, reviewing payroll reporting processes.

Workforce planning should also be part of this conversation, especially in roles with recurring overtime. Taking these steps now can help reduce errors, improve consistency, and support smoother reporting as requirements continue to evolve.

 

How Staffing Supports Overtime Compliance and Workforce Planning

Staffing is not avoiding overtime laws—it is managing workload responsibly.

Working with a staffing partner can help employers:

  • Add coverage during peak demand without overloading existing employees
  • Reduce reliance on excessive overtime
  • Maintain productivity while controlling payroll exposure
  • Support compliance through better scheduling flexibility

Temporary, contract, or project-based staffing allows you to match labor supply with demand more precisely.

 

Why Workforce Flexibility Should Be A Priority for Employers

When reporting requirements expand, workforce decisions become more consequential.

Employers who plan proactively can:

  • Reduce compliance risk
  • Control labor costs
  • Improve employee satisfaction
  • Adapt more easily to regulatory changes

Because overtime should be a tool, not a default solution.

 

Key Takeaways for Employers

  • Federal overtime rules did not change under the OBBBA
  • Employers must still pay and withhold taxes on overtime wages
  • W-2 reporting requirements expanded
  • Documentation and payroll accuracy matter more than ever
  • Workforce planning plays a critical role in managing overtime exposure

 

Partnering With FrankCrum Staffing

Navigating overtime compliance and workforce planning can be challenging, especially as regulations evolve. FrankCrum Staffing works with employers nationwide to provide flexible staffing solutions that support compliance, productivity, and long-term growth.

👉 Partner with FrankCrum Staffing to build a workforce strategy that helps manage overtime risk while keeping your business moving forward.